Question 1

How does the policy analysis work?

Accepted Answer

Upload your health insurance policy PDF. The engine reads the key coverage details, checks them against common medical costs, and gives you a clear verdict with the gaps it found. The whole process takes about a minute.

Question 2

Is my data stored?

Accepted Answer

Yes, and deliberately so: storing them is the product. A policy you save stays in your portfolio, with its document, so we can show your cover in one place and remind you before it renews. It stays until you delete it. Deleting a policy removes the stored document too, and if the document cannot be removed we leave the record alone rather than tell you it is gone. Reports left over from a check you never saved are cleared after 90 days.

Question 3

What format should my policy be in?

Accepted Answer

A PDF of your policy, or a clear photo of the printed document. A digital PDF from your insurer gives the best result.

Question 4

Will I receive sales calls?

Accepted Answer

Only if you ask for one. Creating a free account needs your name, mobile number and email, and we use them to run your account and send renewal reminders. We do not sell insurance products, and we do not pass your details to an advisor unless you tap 'Talk to an advisor' yourself.

Question 5

How accurate is the analysis?

Accepted Answer

The engine applies fixed rules based on IRDAI guidelines and common medical cost patterns, so the same policy always gets the same answer. It identifies coverage gaps and gives you things to act on, but you should always confirm specific coverage questions with your insurer.

Question 6

Can I compare multiple policies?

Accepted Answer

Yes. The compare page lines up 2 to 4 health plans from our catalogue on room limits, co-pays, waiting periods, restoration and exclusions, taken from their policy wordings. It does not show premiums.

Question 7

What if my policy is in Hindi or another language?

Accepted Answer

Currently, we support English language policies. If your policy is in another language, please contact support and we'll work on adding support for additional languages.

Question 8

Is the service free?

Accepted Answer

There is a free plan, not a free product. It includes one full health policy check, plus one term, life and vehicle policy stored with renewal reminders, with no card and no expiry date. Beyond that, Personal is ₹999 a year. We do not sell insurance and earn no commission from insurers, which is why you pay us. See the pricing page for what each plan includes.