Compare health insurance policies, clause by clauseThe fine print, compared.

    Pick up to 4 real health plans and we'll compare the actual policy wordings: room limits, waiting periods, co-pays, exclusions. Instant, free, no signup.

    Pre-analysed policy wordings, decoded

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    What a comparison looks like

    Pick two plans above and you get this, built from the filed wordings rather than the brochures. The example below is illustrative.

    What it doesPlan APlan B
    Room rent capNo capBetter₹5,000 / dayCosts you
    Co-payNoneBetter20% after 60Costs you
    Knee and hip waiting2 yearsBetter4 yearsCosts you
    RestorationSame illness tooBetterDifferent illness onlyCosts you
    Annual premium₹42,000Costs you₹38,700Better

    Plan B is ₹3,300 cheaper and costs more at the first hospital bill. That is the trade the brochures do not show you.

    Common questions

    How do I compare health insurance plans on IndSure?

    Pick 2 to 4 plans from the list of plans we have already read. IndSure lines up their policy wordings side by side: room limits, co-pays, waiting periods, restoration and exclusions.

    Where does the plan information come from?

    From each insurer's filed policy wording, not the brochure. Every plan's terms are checked against its wording before it goes into the list.

    Is comparing plans free?

    Yes. Comparing plans is free and needs no signup.

    Does IndSure tell me which plan to buy?

    No. IndSure does not sell insurance and earns no commission. It shows what each wording says, so you can decide.