Know what you are
covered for. ₹999 a year.
Most people find out what their policy does not cover on the day they claim. Start free and read yours properly first.
Free
See what your policy really says, before you pay anything.
No card needed
- One policy of each type: health, term, life and vehicle
- Full health policy check in plain language
- Room rent, co-pay, sub-limits and waiting periods explained
- Renewal reminders 30 days before expiry
- Download your report as a PDF
- No expiry date. Stays free as long as you want it
Personal
Best valueYour whole family's cover in one place, checked and watched.
Under ₹84 a month · saves ₹189
- 4 health policy checks a year
- Room for 12 more policies across term, life and vehicle, any mix
- Renewal reminders on every policy you store
- Ask our team about any policy you store, replies within 2 working days
- Ask the Sach assistant any question about your cover
- Download every report as a PDF
We do not sell insurance. IndSure earns nothing from insurers, so there is no commission and no referral fee riding on what your report says. You pay us, which is why we work for you.
What you get
| Feature | Free | Personal |
|---|---|---|
| Health policy checks | 1 | 4 a year |
| Policies stored and tracked | 1 of each type | 16 total |
| Term, life and vehicle policies | 1 each, stored | 12 slots, any mix |
| Renewal reminders | ||
| Plain-language report | ||
| PDF download | ||
| Sach assistant | ||
| Consultation with our team | Replies in 2 working days | |
| Expires | Never | Never |
Before you decide
What counts as a policy check?
A full read of your health policy wording: room rent caps, co-pay, sub-limits, waiting periods and the gaps between what you assumed and what is written. You get four of these a year on the Personal plan.
What do the 12 term, life and vehicle slots do?
They store the policy and watch its renewal date, so nothing lapses quietly. They are not full policy checks; those are for health policies today. You can split the 12 however you like across term, life and vehicle.
Is the free plan really free forever?
Yes. There is no trial clock and no card. You keep one policy of each type, health, term, life and vehicle, with the full health check, renewal reminders and PDF reports, for as long as you want. You move to Personal only when you need more than one policy of a type, or more checks.
Can I pay monthly instead of yearly?
Yes. Personal is ₹99 a month or ₹999 a year. Paying for the year costs ₹189 less than twelve monthly payments. Nothing renews by itself, so you choose again each time your plan ends.
What does asking our team cover?
Anything in your own portfolio: what a clause means, whether your cover is enough, what to ask your insurer. We reply within two working days. It is meant for your own policies, not for running someone else's advice practice.
Do you sell insurance or earn commission?
No. IndSure charges a flat fee and is not an IRDAI-registered broker or agent. We do not earn commission on anything you buy, so there is nothing we gain by pointing you at one insurer over another.
Is my policy document private?
Yes. Your documents are yours, they are never sold or shared, and you can delete them whenever you want, as set out in our Privacy Policy and under India's DPDP Act.
Start with the policy you already have
Upload it, read what it actually covers, and decide from there. Free, and there is nothing to buy at the end.
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