How IndSure worksFrom chaos
    to clarity.

    No sales calls, and nothing to buy at the end. A free account, your policy PDF, and about two minutes.

    The four steps

    What happens to your policy

    Nothing here is a black box. This is the whole path from the file on your phone to the verdict on your screen.

    Step 01Your file

    Upload

    Drag in your policy PDF, or up to four if you want them compared side by side.

    • Works with scanned copies and phone photos, not just clean PDFs
    • A free account, no card, so the result is saved to your portfolio
    • Encrypted in transit the moment it leaves your device
    Step 02Every clause

    Decipher

    The engine reads each clause the way a claims examiner would, not the way a brochure summarises it.

    • Room rent limits, co-pay percentages, sub-limits and restoration benefits
    • Waiting periods for pre-existing conditions, maternity and specific surgeries
    • Exclusions buried in annexures most people never open
    Step 03Against the patterns

    Audit

    Each extracted clause is checked against the ways claims actually get refused and, if you uploaded more than one policy, against the others.

    • The clauses that decide a claim, checked one by one
    • Flags cover you are paying for twice across two policies
    • Flags silent gaps: cover you assumed you had, and do not
    Step 04In your words

    Report

    One Insurance Health Score and a short list of things you can actually do, rather than a wall of legal text.

    • Specific enough to act on: which cap to avoid, and why it costs you
    • A shareable link, or a PDF you can hand to your family
    • Nothing to sign and nothing to buy
    What we will not do

    Two promises, both structural

    Neither of these depends on us being nice about it.

    Your data, yours to delete

    Documents are encrypted in transit and processed securely. We keep your file so you can open it again later, and you can delete any policy and its file whenever you want. We are not building a database to sell.

    No commission, no upsell

    We are not an IRDAI-registered broker or agent, so there is no policy we are steering you towards at the end of this. The audit is the product, not the lead.

    Questions

    Questions people actually ask

    How long does this actually take?

    About a minute for a single policy. Comparing plans from our catalogue is instant.

    Do I need an account?

    Yes. The result is saved to your portfolio so you can open it again later, compare against it, and get a reminder before the policy renews, and that needs somewhere to keep it. Signing up is free and takes an email address. We never ask for a card to see your first result.

    Is my data safe?

    Your document is encrypted in transit and stored so you can open it again from your portfolio. We never share it with insurers, agents or anyone else unless you ask us to, and you can delete it whenever you want.

    Do you sell insurance or earn commissions on my results?

    No. IndSure is not an IRDAI-registered broker or agent. We have no policy to sell you and no commission riding on what the audit finds, which is the whole point.

    What if I don't have a soft copy of my policy?

    A clear photo of the printed document works fine. If the scan is genuinely unreadable we will tell you instead of guessing.

    Can I compare policies from different insurers?

    Yes. The compare page lines up 2 to 4 health plans from different insurers, from their policy wordings: room rent, co-pay, waiting periods, restoration and exclusions. To check a policy you already own, upload it to the policy checker.

    Ready to see where you actually stand?

    A free account and about two minutes. No card, and no call afterwards.