Tools
Surrender values
What each life policy is worth if the customer stopped today.
Services, then Surrender Values.- Surrenderable today: the total your customers would get if they surrendered their savings policies now.
- Can borrow instead: money they could raise as a loan without ending a policy.
- Maturing: money about to reach a customer.
- Needs reviving: lapsed policies, or premiums past their grace period.
- The table shows each policy's year, premiums paid, value now, value at the next anniversary, value at maturity, and What to do.
Values are worked out from the policy documents by arithmetic, not estimated.